Latest Posts
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AI-Enabled Orchestration in Banking: Modernizing Legacy Systems for the Future of Finance
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Introduction: A New Era for Banking Technology Banks today are at a crossroads. After decades of relying on rigid legacy core systems designed in a pre-digital era, financial institutions face surging demands for real-time, personalized services and ever-changing regulations. Customers…
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✨ Want to Dive Deeper into Blockchain, Fintech, and Product Thinking?
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If you’ve found this post insightful and are curious to explore more, I invite you to check out my broader collection of articles and thought pieces published on LinkedIn. I regularly write on topics like: Each article is written with…
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🧠 Blockchain Unboxed: A Deep Dive into Technology, Architecture, and Real-World Use Cases
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📌 Introduction 🔍 What is Blockchain? Blockchain is a distributed, decentralized ledger technology that records transactions in a secure, verifiable, and immutable way. Unlike traditional databases controlled by a single entity, blockchain operates on a peer-to-peer network where every participant…
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Exploring My Dual Passions: Payments and Astrophysics
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Many people know me as a payments expert, but I have another side that few are aware of my deep passion for astrophysics. Just like the two faces of the moon, my interests in payments and astrophysics coexist, shaping my…
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Cross-Border Payments 101: A Comprehensive Guide
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Introduction Cross-border payments are at the core of global trade, remittances, and financial transactions. Whether it’s moving money from the USA to India, paying international suppliers, or facilitating corporate treasury operations, understanding the intricate backend mechanics of cross-border payments is…
About Me

Thanks for visiting my blog. I’m Karthick, and I’m passionate about payments. I’ve created this blog to share my knowledge about payments, business strategies, and offer some career advice. As I stand at this stage of giving back to society, I am confident that my blog will provide you with a fundamental understanding of payments, product management, strategic vision, and guidance for your career growth.
While many people know me as the “payment guy,” there’s another side to me. I’m also an astrophysicist. I compare myself to the moon, with a hidden face that not everyone knows about. Just like hydrogen gas floating through the universe, I soar through the cosmos, taking in the beauty of stars, planets, and more. It’s a captivating journey, one that I can’t necessarily prove with evidence, but I’m here to share the profound feelings and experiences I have during these cosmic explorations.
I firmly believe that there is a strong connection between our lives and the universe. If you take a close look at the moon and the sun from your home or office, you’ll notice that their positions and movements remain consistent, following the rules of the cosmos. In the same way, we need to keep moving forward in our lives. This philosophy forms the core of my life mantra: I don’t settle for an ordinary life; I strive to keep learning and sharing my knowledge every day, every second.

I encourage you to embrace this philosophy, as it’s not only relevant to business but also to our personal lives. Just as celestial bodies follow their paths, we must continue moving forward and evolving in our life journeys.
Feel free to explore my blog for insights, guidance, and stories about both the payments industry and the universe’s wonders. Thank you for joining me on this incredible journey of knowledge and exploration.
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